Dividend yield calculator
Dividend yield calculator: turn a per-payment dividend and a payment frequency into the annual dividend, dividend yield, yield on cost, annual income and per-payment cash, and reverse the maths to the shares and capital needed for a target income.
Runs in your browserEvery computation happens in your browser — your data never leaves this device.
Holding and dividends
Amounts are computed in integer cents and share counts support up to 4 decimals; enter the dividend per payment, not the annual figure.
Result
1.005.00%6.67%20,000.001,000.00250.0042000 shares40,000.00What this tool does
- Compare the dividend yields of several stocks to see which one pays more cash per unit of capital.
- Work out how much dividend income your holding brings each year and per payment for cash-flow planning.
- Use your purchase price to get the yield on cost, which shows the return locked in by your entry price.
- Reverse the maths from a target income to the number of shares and the capital you would need.
Example
Input
Price 20, dividend 0.25 per share each quarter, 1000 shares held, cost per share 15, target income 2000 a year
Output
Annual dividend per share 1.00, dividend yield 5.00%, yield on cost 6.67%, position value 20,000.00, annual income 1,000.00, cash per payment 250.00, 4 payments a year, 2000 shares needed for the target (about 40,000.00 of capital)
The yield uses the current price (1.00 ÷ 20) while the yield on cost uses your entry price (1.00 ÷ 15), so the same stock shows two different numbers.
Frequently asked questions
What is the difference between dividend yield and yield on cost?
Dividend yield is the annual dividend per share divided by the current price — what a buyer gets today. Yield on cost divides by the price you paid, so it measures the return on your actual position. Shares bought cheaply years ago often show a yield on cost far above the current yield.
Which payment frequency should I pick?
Enter the dividend per payment and choose how often it is paid. Most US and Chinese listings pay quarterly or semi-annually, while Hong Kong names often pay an interim plus a final dividend. The tool annualises for you: 0.25 a quarter is 1.00 a year.
Can I treat the income as fixed?
No. Dividends come out of distributable profit and can be cut, suspended or cancelled, and the share price drops by roughly the dividend on the ex-date. This tool is arithmetic only; withholding tax and FX costs reduce what actually arrives, so check company announcements and your broker statement.
How do I use the target income field?
Enter the annual dividend you want, say 2000, and the tool works back from the current dividend to the number of shares required and, at today’s price, the capital that implies — useful for judging whether the goal is realistic.
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